Pricing

Simple, fair pricing

One fee per tip — 3% with a free account (4% without), plus standard card processing. Disclosed before every tip, so no one is ever surprised.

Disclosed before every tip

See exactly where every dollar goes

The tipper sends a tip; a small, transparent fee comes out of it; the rest lands with the worker. No monthly bills, no hidden line items — just the per-tip fee, shown up front.

  • No monthly fee
  • No setup cost
  • No minimums or contracts
  • Free standard payouts
Tip amountDrag to explore
$20
Tip sent
$20.00
TipTap fee (3%)
$0.60
Card processing (2.9% + $0.30)
$0.88
Worker receives
In 1–3 business days
$18.52
What makes up the fee

Two parts, both at cost

TipTap platform fee
3% with a free account

Our fee for running the platform — the tap tags, the payouts, the security, the support. It's 4% without an account, so signing up (free) keeps more of every tip. No fixed fee from us, big tip or small.

Card processing
2.9% + $0.30

Standard card rates from our payments provider, Stripe, passed through at cost. It covers secure, encrypted, bank-level payment handling.

Want every number? See the complete fee schedule — exact fees and payouts for every tip from $1 to $200.

Getting paid

Choose your payout speed

Every worker decides how fast they want their money. The choice is theirs, tip by tip.

Standard

Free

Payouts land in the worker's bank in 1–3 business days at no extra cost. Perfect for everyday tips.

Instant

1.5% per payout

Need it now? Get paid in minutes to an eligible debit card for a small fee — the worker's choice, and it never touches the tipper.

Always transparent

Every fee is shown before the tip is sent — no fine print.

Bank-level security

Payments are encrypted and handled by Stripe, end to end.

Pay only when tipped

No tip, no fee. You never pay to simply have an account.

Questions

Pricing, answered

Who pays the fee?

The fee comes out of the tip itself, so there are never surprise charges. Every tipper sees exactly what they're sending, and the worker sees exactly what they'll receive — before the tip goes through.

Is there a monthly fee or setup cost?

No. There are no monthly fees, setup costs, minimums, or contracts. You only pay the per-tip fee when you actually receive a tip — if you don't get tipped, you pay nothing.

Why is there a processing fee on top?

Card networks and our payments provider, Stripe, charge to move money securely. We pass that through at standard rates (2.9% + $0.30) and add our small platform fee — that's the whole cost.

How fast do workers get paid?

Standard payouts arrive in 1–3 business days at no cost. Workers who want their money right away can choose an Instant payout for a 1.5% fee — that fee is the worker's choice and never affects the tipper.

No monthly fees, ever

Start getting tipped today

Create a free account in under a minute. You only pay when a tip actually arrives.